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Savings Accounts

Share, Separate Share, & Jr. Eagle

All savings dividends are paid quarterly except Christmas Club, which is paid annually.  APY is paid on the aggregate balance method. 
All checking dividends paid monthly.  Rates updated 04/01/2014 and subject to change without prior notice.


  

 

Tiers

Dividend Rate

APY

 $0 - $99 0.00% 0.00%
 $100 - $4,999 0.05% 0.05%
 $5,000 - $24,999 0.10% 0.10%
 > $25,000 0.15% 0.15%

 

 

Money Market

 

Tiers

Dividend Rate

APY

 $0 - $2,499 0.00% 0.00%
 $2,500 - $14,999 0.10% 0.10%
 $15,000 - $24,999 0.20% 0.20%
 > $25,000 0.30%

0.30%

 

 

Christmas Club

 

Account

Dividend Rate

APY

 Christmas Club 0.10% 0.10%

 

 

 

IRA Savings Account

 

Tiers

Dividend Rate

APY

 $0 - $99 0.00% 0.00%
 $100- $4,999 0.40% 0.40%
 $5,000 - $24,999 0.40% 0.40%
 > $25,000 0.40%

0.40%

 


Checking Accounts

 

Account

Dividend Rate

APY

 Relationship      Checking

0.00% 0.00%
 Money Magic
 Checking
0.00% 0.00%
Peak Performance Checking 2.48%* 2.51%*

 *The Annual Percentage Yield.  APY on $0 - $15,000 will be a higher rate when monthly criteria are met. APY on balances from $15,000 and up will be the highest tier for Money Market Account when monthly qualifiers are met. Qualification for the APY is to determined based on the criteria on the last business day of the month.  To qualify for the high checking each cycle you must: 1. Have 10 debit card transactions, 2. Receive e-Statements, 3. Have at least one direct deposit post to your account.  If any of these criteria is not met during the month, this account pays the base rate of the Relationship Checking Account. Rates are current as of 01/01/2012 and are subject to change with our prior notice. One Peak Performance Checking per Member.  Some Restrictions may apply.

All savings dividends are paid quarterly except Christmas Club, which is paid annually.
All checking dividends paid monthly.  Rates updated 11/01/2011 and subject to change without prior notice.


Term Share Certificate Rates

Deposits from $500 - $9,999

  

Term

Dividend Rate

APY

3 Month** 0.15% 0.15%
6 Month** 0.25% 0.25%
12 Month** 0.35% 0.35%
18 Month** 0.40% 0.40%
24 Month** 0.55% 0.55%
36 Month** 0.80% 0.80%
48 Month** 0.90% 0.90%
60 Month** 1.00%

1.00%

 

Special Term Share Certificates

 

Term

Dividend Rate

APY

Minimum Deposit

 19 Month  0.50% 0.50% $5,000.00
24 Month Step***

 0.55% 

0.55% 

$40 per month 

 

* Annual Percentage Yield.  These rates were last modified on 03/17/2014 and are subject to change without prior notice.  Please contact a member service representative for more information.  Penalties apply for early withdrawal.

** Denotes available for IRAs.  Please contact the Credit Union to obtain additional information about the Term Share Certificates.

***The 24 Month Step Certificate is a systematic savings tool designed to assist members in saving for the minimum deposit required to open a traditional Term Share Certificate.  At the end of the 24 month term, the depositor has saved the amount necessary to open a traditional Term Share Certificate.  Ask a Member Service Representative for details.
 








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